Should I notify my insurance company?
Yes. You have a duty to cooperate with your insurance company. In fact, failure to provide information to your insurance company in a timely manner may result in a denial of your benefits. However, you should avoid making statements about who was at fault and only relate the facts about the accident as they happened. You should consult a personal injury attorney before providing any other information to the insurance company.
Should I notify the other driver's insurance company?
It is not advised that you communicate directly with the other driver's insurance company as this could jeopardize your case. It is better to obtain a personal injury attorney to handle any communication. You may be surprised at how the other side can twist something you said so you are denied much of the compensation you deserve, if not all of it.
What if the at-fault driver had no insurance?
You may have other coverage available to you that will compensate you for your losses. A good personal injury attorney such as Attorney Cynthia Macklin, will do a complete analysis to determine all the coverage available to you.
Who is responsible for providing me a rental car while my car is being repaired?
The at-fault driver's insurance company should provide you with a rental car. Needless to say, this can be a big hassle if the insurance company is disputing liability. You should retain a personal injury attorney to advocate for you. Often times there is insurance coverage available to pay for a rental car.
Can I afford an attorney?
Yes. The case evaluation with our law firm is free and if you retain us, we advance all the necessary costs. We work on a contingency fee basis so we are not paid a fee until the claim is settled. If we cannot recover compensation for you, there is no fee.
Do I need a lawyer?
Insurance companies are only concerned with their bottom line. They spend millions of dollars on legal teams to fight for themselves, not for you. It is highly advised that you do not face them alone. Remember, there is no charge for you to call us with your questions or concerns about your rights.